Welcome to Belmont Capital Advisors

WHERE OLD-FASHIONED VALUES ARE APPLIED TO MODERN DAY INVESTING.

Belmont Capital Advisors, Inc.
Belmont Capital Advisors, Inc.

A Retire(meant)™ for Living

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki

At Belmont Capital Advisors, we work hard to ensure our clients enjoy their days and sleep well at night without wasting time on financial worry. We accomplish this by working hand-in-hand with our clients to construct a solid foundation that is aligned with the lives our clients intend to live.


We believe everyone deserves a retirement filled with health, wealth, and happiness. It is our mission to make this a reality for retirees in the Carolinas.

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45% Americans Could Run Out Of Money In Retirement Despite Financial Planning: 4 Mistakes To Avoid

30 Sep, 2024
Joseph Patrick Roop’s Insights: Four Common Retirement Planning Mistakes That Could Leave You Without Enough Money

Studies Reveal 45% Of American Retiring At 65 Will Run Out Of Money

30 Sep, 2024
Joseph Patrick Roop Highlights the Financial Risks of Retiring at 65 and How to Avoid Running Out of Money in Retirement

Boomer 'retirement wave' is about to hit: How employers can ensure their financial security

30 Sep, 2024
Joseph Patrick Roop’s Advice for Employers: How to Support Baby Boomers' Financial Security as They Approach Retirement

Focusing only on your 401(k) or IRA? Why that may not be the best retirement move.

30 Sep, 2024
Maximize Your Retirement Savings: Expert Tips from Joseph Patrick Roop on 401(k) Contributions, Roth IRAs, and Diversification Strategies

Social Security COLA 2025 Predictions Ahead of Decision

30 Sep, 2024
How Rising Medicare Premiums and Lower Social Security COLA Predictions Could Impact Seniors' 2025 Benefits
An elderly woman is sitting in a wheelchair in a hospital hallway.

An inherited IRA can boost your finances, but new IRS rules may mean a tax headache

30 Sep, 2024
The IRS has released new rules for beneficiaries of inherited IRAs that will take effect in 2025. These changes clarify the controversial "10-year rule," requiring most beneficiaries to fully withdraw the IRA within 10 years, with some facing mandatory annual distributions if the original account holder had begun taking RMDs before passing away. This marks a significant shift from the previous ability to "stretch" distributions over a lifetime. In this post, we'll break down the new rules, highlight important exceptions, and offer tips on how to best navigate these changes to avoid costly tax mistakes.

Strategic Tax Planning for Retirement

13 Aug, 2023
Insights from Joseph Patrick Roop, founder of Belmont Capital Advisors

Securing your retirement income stream

24 Jul, 2023
Insights from Joseph Patrick Roop, founder of Belmont Capital Advisors

BUILDING A DIVIDEND-PAYING PORTFOLIO FOR RETIREMENT

24 Jul, 2023
EXPERT INSIGHTS FROM JOSEPH PATRICK ROOP, FOUNDER OF  BELMONT CAPITAL ADVISORS

Is 70 the New 65? Maybe, When It Comes to Retirement

By JoePat Roop • 05 Jun, 2023
Is 70 the New 65? Maybe, When It Comes to Retirement

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Financial Planning Focus

Belmont Capital Advisors rejects the traditional “hands-off” method you may have experienced with the big-name firms because we feel a personalized approach is the best way to reach your goals in retirement. Our experienced financial advisor and retirement planning team ensures the needs of all of our clients are met as fully as possible.

Do your investments match your true risk tolerance?

Are you prepared for and protected from a market correction?

What's Your Risk Number?
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