Retirement Planning

When it comes to retirement planning,
Belmont Capital has you covered.

Here are a few services we offer:

  • 401(k) rollovers
  • Pension buyout options
  • Creating a “Personal Pension”
  • ROTH conversions
  • Evaluating Social Security
  • Anticipating required minimum distributions

Are you approaching retirement or transitioning between companies?

Much of our clientele come from major corporations throughout North Carolina, including Duke Energy, Bank of America, Wells Fargo, and Time Warner, due in large part to our extensive knowledge and familiarity with their current plans and buyout packages.

There are many components in a complete retirement plan, and that is why it’s essential to work with a full-service firm that analyzes the following areas to make sure you’re making the best decision for your financial future:

  • Reviewing options to leverage Single versus Joint payouts.
  • Factoring in Social Security at the time of buyout or election.
  • Having a tax strategy in place at the time of buyout or election that helps you avoid financial harm down the road.
  • Having access to many different financial platforms and instruments – be wary of being limited to proprietary firms or funds.
  • Analyzing the lump sum option for cumulative long-term growth and control of the asset(s).
If you are approaching retirement and have a pension buyout option or are looking at a 401(k) rollover, give us a call so we can help you make the right decision for your situation. Call us at 704-825-1560 or fill out the form below.