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About Us

Our History

Since our founding in 2009 by JoePat Roop, Belmont Capital Advisors has grown as an independent firm with solutions ranging from wealth management to retirement planning. In many ways, working with individual investors truly reflects the heart of our firm. This is because we are an organization built on relationships – close, long-term relationships cemented over generations by a spirit of trust, integrity, and transparency. It is also because, like you, we are investors ourselves. We share your aspirations for safeguarding, enhancing, and passing on a legacy of financial security built over a lifetime of hard work.

Our Belmont and Charlotte financial advisors share the values that have built Belmont Capital Advisors. They appreciate that our name is not merely a brand. It is a living legacy that represents a commitment to delivering excellence to our clients. They recognize that entrusting your wealth to an investment firm is one of the most difficult and important decisions you will make. As investors ourselves, we understand this. As investment professionals, we are dedicated to ensuring that your faith in Belmont Capital Advisors is rewarded year after year, from generation to generation.

Our Philosophy

1. As humans, we empathize deeply, seeking first to understand.

2. As teachers, we work to increase understanding.

3. As advisors, we apply our specialized knowledge to improve each unique situation.

4. As citizens, we improve the community around us one household at a time.

Charlotte Financial Advisors & Client Services

JoePat Roop

Founder, President

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Shaun Moynihan

Financial Planner

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Jonathan Padgett

Risk Management Coach

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Carla Brooks

Senior Sales Assistant

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Kim Lail

Clients Relations Specialist

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  • JoePat Roop

    Founder, President

    Joseph Patrick Roop, called JoePat by friends and clients alike, began his investment career in 1992 as a college intern at Merrill Lynch. Subsequently, he worked as an investment advisor for a number of major banking institutions and investment firms before leaving this corporate environment to provide his clients with a more boutique-style experience.

    In spring 2009, JoePat founded Belmont Capital Advisors, Inc., a boutique investment firm for which he serves as the chief investment strategist. Since his first exposure to the investing arena in 1992, JoePat has been focused on financial planning as well as developing personal relationships with his clients. He takes pride in helping every client create a better financial future and ensuring that they are satisfied with their relationship with Belmont Capital and with JoePat personally. Beyond pride in a good working relationship, he is more than willing to invest his time to create a personal knowledge of his clients and their individual needs and desires. He then does his best to ensure those needs are addressed and that they can look forward to a time of less worry and stress about their life savings.

    Over the past 20 years, the financial investment market has seen a variety of dramatic changes, changes that JoePat has experienced firsthand. His primary goal is always to optimize and monitor client portfolios and to alert clients of pertinent tax information and market and investment changes. His wealth of knowledge and experience is invaluable in providing sound advice and insight not readily available elsewhere.

    In 2013, JoePat was voted Best Financial Advisor in the Gaston Gazette’s annual Best of Gaston. He has also been the recipient of a number of other awards and similar acknowledgements of his success.

    JoePat makes his home in Belmont, North Carolina, with his wife, Gail, and their two children, Henry and Alex.

  • Shaun Moynihan

    Financial Planner

    Raised in rural New England and educated at Springfield College, Shaun moved to North Carolina over 20 years ago. An industry veteran with over 14 years’ experience, Shaun approaches every client interaction as an educational opportunity, recognizing that every economic and life situation is unique.

    When matching clients with the right financial products and services, he believes that personalized planning is essential. With so much questionable financial information on the internet, finding true advice you can trust is imperative.

    Shaun’s advice comes from a place of understanding, and he knows that his clients’ needs come first. Shaun’s professionalism and ability to collaborate with clients are the foundation of every financial plan he helps build.

    You can visit BrokerCheck for more details.

  • Jonathan Padgett

    Risk Management Coach

    Since 2006, Jonathan has helped clients protect their life savings and their businesses through a variety of risk management strategies.

    After graduating from Appalachian State University with a bachelor’s degree in Business Management, he began his career with Financial Independence Group, where he built a strong foundation in the financial and insurance industries. Prior to joining Belmont Capital Advisors, he had his own firm, Padgett Wealth Group, and before that held a leadership position at BB&T Life Insurance Services.

    Jonathan’s focus is to ensure the firm’s clients have a risk management plan that is current, tax efficient and leveraged so their hard-earned life savings is protected from a variety of risk factors. He holds his Series 6 and 63 licenses as well as his life, health, and long-term care licenses in North Carolina.

    Jonathan lives in Charlotte, NC with his rescue dog, Summer. He is a ministry partner at Lake Forest Church in Huntersville, and he spends additional time volunteering in their youth ministry, Remix. He previously spent several years as a Big Brother through Big Brothers Big Sisters of Charlotte and continues to stay in touch and mentor his “little.” Jonathan enjoys playing golf and participating in volleyball leagues as well as traveling, hiking with Summer and the outdoors.

  • Carla Brooks

    Senior Sales Assistant

    Carla Brooks graduated with a Bachelor of Business Administration degree from Campbell University in 1990 and began her investment career with Merrill Lynch. For the next 19 years, through hard work, dedication, and the desire to make a real difference, Carla moved up through the ranks at Merrill Lynch, beginning as a client associate and moving from registered senior associate to client relationship manager to vice president for the Charlotte, North Carolina, and Cincinnati complexes.

    In 2009, Carla took a position as operations director for Concentra Medical Center, where she spent the next four years.

    In June 2014, Carla was offered a position in Operations for Belmont Capital Advisors, where she now feels she can make the difference she was looking for.

    Carla lives in Belmont, North Carolina, with her two children: Jacob, 12, and Ashlee, 20. She loves to sing, travel, and get lost in a good book.

  • Kim Lail

    Clients Relations Specialist

    Kim Lail has been with Belmont Capital Advisors since 2010 and is their customer service and client specialist.

    When you call the office to schedule an appointment with any of the advisors, Kim’s is the first voice you hear. She has an amazing ability to remember client names and the names of their family members. It is not unusual to hear her chatting with a client and asking, “How’s that new grandchild?” or “How was your knee surgery?” Kim considers all of our clients to be family, and you can be sure she will direct you to the advisor who best fits your needs. Kim also manages the upcoming workshops and events for each advisor.

    Kim lives in Belmont with her husband of 36 years, Charlie. They have two children, Mist and Joseph, and one granddaughter, Rose, who is the love of their lives. Kim has been an active member of South Point Baptist Church for over 30 years. Kim says, “When I am not at the best job a girl could ask for, I love the time spent with my family.”

Charlotte Financial Advisors & Client Services

Founder, President

Joseph Patrick Roop, called JoePat by friends and clients alike, began his investment career in 1992 as a college intern at Merrill Lynch. Subsequently, he worked as an investment advisor for a number of major banking institutions and investment firms before leaving this corporate environment to provide his clients with a more boutique-style experience.

In spring 2009, JoePat founded Belmont Capital Advisors, Inc., a boutique investment firm for which he serves as the chief investment strategist. Since his first exposure to the investing arena in 1992, JoePat has been focused on financial planning as well as developing personal relationships with his clients. He takes pride in helping every client create a better financial future and ensuring that they are satisfied with their relationship with Belmont Capital and with JoePat personally. Beyond pride in a good working relationship, he is more than willing to invest his time to create a personal knowledge of his clients and their individual needs and desires. He then does his best to ensure those needs are addressed and that they can look forward to a time of less worry and stress about their life savings.

Over the past 20 years, the financial investment market has seen a variety of dramatic changes, changes that JoePat has experienced firsthand. His primary goal is always to optimize and monitor client portfolios and to alert clients of pertinent tax information and market and investment changes. His wealth of knowledge and experience is invaluable in providing sound advice and insight not readily available elsewhere.

In 2013, JoePat was voted Best Financial Advisor in the Gaston Gazette’s annual Best of Gaston. He has also been the recipient of a number of other awards and similar acknowledgements of his success.

JoePat makes his home in Belmont, North Carolina, with his wife, Gail, and their two children, Henry and Alex.

Financial Planner

Raised in rural New England and educated at Springfield College, Shaun moved to North Carolina over 20 years ago. An industry veteran with over 14 years’ experience, Shaun approaches every client interaction as an educational opportunity, recognizing that every economic and life situation is unique.

When matching clients with the right financial products and services, he believes that personalized planning is essential. With so much questionable financial information on the internet, finding true advice you can trust is imperative.

Shaun’s advice comes from a place of understanding, and he knows that his clients’ needs come first. Shaun’s professionalism and ability to collaborate with clients are the foundation of every financial plan he helps build.

You can visit BrokerCheck for more details.

Risk Management Coach

Since 2006, Jonathan has helped clients protect their life savings and their businesses through a variety of risk management strategies.

After graduating from Appalachian State University with a bachelor’s degree in Business Management, he began his career with Financial Independence Group, where he built a strong foundation in the financial and insurance industries. Prior to joining Belmont Capital Advisors, he had his own firm, Padgett Wealth Group, and before that held a leadership position at BB&T Life Insurance Services.

Jonathan’s focus is to ensure the firm’s clients have a risk management plan that is current, tax efficient and leveraged so their hard-earned life savings is protected from a variety of risk factors. He holds his Series 6 and 63 licenses as well as his life, health, and long-term care licenses in North Carolina.

Jonathan lives in Charlotte, NC with his rescue dog, Summer. He is a ministry partner at Lake Forest Church in Huntersville, and he spends additional time volunteering in their youth ministry, Remix. He previously spent several years as a Big Brother through Big Brothers Big Sisters of Charlotte and continues to stay in touch and mentor his “little.” Jonathan enjoys playing golf and participating in volleyball leagues as well as traveling, hiking with Summer and the outdoors.

Senior Sales Assistant

Carla Brooks graduated with a Bachelor of Business Administration degree from Campbell University in 1990 and began her investment career with Merrill Lynch. For the next 19 years, through hard work, dedication, and the desire to make a real difference, Carla moved up through the ranks at Merrill Lynch, beginning as a client associate and moving from registered senior associate to client relationship manager to vice president for the Charlotte, North Carolina, and Cincinnati complexes.

In 2009, Carla took a position as operations director for Concentra Medical Center, where she spent the next four years.

In June 2014, Carla was offered a position in Operations for Belmont Capital Advisors, where she now feels she can make the difference she was looking for.

Carla lives in Belmont, North Carolina, with her two children: Jacob, 12, and Ashlee, 20. She loves to sing, travel, and get lost in a good book.

Clients Relations Specialist

Kim Lail has been with Belmont Capital Advisors since 2010 and is their customer service and client specialist.

When you call the office to schedule an appointment with any of the advisors, Kim’s is the first voice you hear. She has an amazing ability to remember client names and the names of their family members. It is not unusual to hear her chatting with a client and asking, “How’s that new grandchild?” or “How was your knee surgery?” Kim considers all of our clients to be family, and you can be sure she will direct you to the advisor who best fits your needs. Kim also manages the upcoming workshops and events for each advisor.

Kim lives in Belmont with her husband of 36 years, Charlie. They have two children, Mist and Joseph, and one granddaughter, Rose, who is the love of their lives. Kim has been an active member of South Point Baptist Church for over 30 years. Kim says, “When I am not at the best job a girl could ask for, I love the time spent with my family.”

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