Our History
Since our founding in 2009 by JoePat Roop, Belmont Capital Advisors has grown as an independent firm with solutions ranging from wealth management to retirement planning. In many ways, working with individual investors truly reflects the heart of our firm. This is because we are an organization built on relationships – close, long-term relationships cemented over generations by a spirit of trust, integrity, and transparency. It is also because, like you, we are investors ourselves. We share your aspirations for safeguarding, enhancing, and passing on a legacy of financial security built over a lifetime of hard work.
Our Belmont and Charlotte financial advisors share the values that have built Belmont Capital Advisors. They appreciate that our name is not merely a brand. It is a living legacy that represents a commitment to delivering excellence to our clients. They recognize that entrusting your wealth to an investment firm is one of the most difficult and important decisions you will make. As investors ourselves, we understand this. As investment professionals, we are dedicated to ensuring that your faith in Belmont Capital Advisors is rewarded year after year, from generation to generation.
Our Philosophy
1. As humans, we empathize deeply, seeking first to understand.
2. As teachers, we work to increase understanding.
3. As advisors, we apply our specialized knowledge to improve each unique situation.
4. As citizens, we improve the community around us one household at a time.
Charlotte Financial Advisors & Client Services
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JoePat Roop
President
Joseph Patrick Roop, called JoePat by friends and clients alike, began his investment career in 1992 as a college intern at Merrill Lynch. Subsequently, he worked as an investment advisor for a number of major banking institutions and investment firms before leaving this corporate environment to provide his clients with a more boutique-style experience.
In spring 2009, JoePat founded Belmont Capital Advisors, Inc., a boutique investment firm for which he serves as the company president. Since his first exposure to the investing arena in 1992, JoePat has been focused on financial strategies as well as developing personal relationships with his clients. He takes pride in helping every client create a better financial future and ensuring that they are satisfied with their relationship with Belmont Capital and with JoePat personally. Beyond pride in a good working relationship, he is more than willing to invest his time to create a personal knowledge of his clients and their individual needs and desires. He then does his best to ensure those needs are addressed and that they can look forward to a time of less worry and stress about their life savings.
Over the past 20 years, the financial investment market has seen a variety of dramatic changes, changes that JoePat has experienced firsthand. His primary goal is always to optimize and monitor client portfolios and to alert clients of pertinent tax information and market and investment changes. His wealth of knowledge and experience is invaluable in providing sound advice and insight not readily available elsewhere.
In 2013, JoePat was voted Best Financial Advisor in the Gaston Gazette’s annual Best of Gaston. He has also been the recipient of a number of other awards and similar acknowledgements of his success.
JoePat makes his home in Belmont, North Carolina, with his wife, Gail, and their two children, Henry and Alex.
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Shaun Moynihan
Financial Planner
Raised in rural New England and educated at Springfield College, Shaun moved to North Carolina over 20 years ago. An industry veteran with over 14 years’ experience, Shaun approaches every client interaction as an educational opportunity, recognizing that every economic and life situation is unique.
When matching clients with the right financial products and services, he believes that personalized planning is essential. With so much questionable financial information on the internet, finding true advice you can trust is imperative.
Shaun’s advice comes from a place of understanding, and he knows that his clients’ needs come first. Shaun’s professionalism and ability to collaborate with clients are the foundation of every financial plan he helps build.
You can visit BrokerCheck for more details.
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Steven Goodman
Financial Professional
Steve Goodman has specialized in financial services for more than 15 years and currently assists in managing client assets here at Belmont Capital.
Steve is a lifelong learner possessing a master’s degree with a concentration in finance and is nearing the completion of a second master’s degree in taxation. He also has multiple financial services certifications. Steve is known for his financial savvy as well as his light-hearted wit and quick smile. Steve enjoys research and analysis to determine the most effective financial solutions to meet his clients’ current retirement needs all while surpassing their expectations.
Steve is a subject matter expert in his field and provides thoughtful leadership in the areas of retirement planning and guiding new investors. He understands the nuances to growing assets safely and effectively and can explain financial plans in detail. Steve enjoys meeting with clients monthly and quarterly to discuss their strategies, review their progress, and arrange for distributions for emergent needs.
In his free time, you can find Steve living in Cornelius, NC, where he enjoys cooking, reading, and coaching youth sports with the support of his adoring wife, Patricia, and their four amazing children: Henry, Hayden, Harrison, and Maxwell. His credentials are impeccable and we’re proud to introduce you to Steve Goodman, MBA, NSSA.
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Sabastian Swiger
Financial Professional
I first had the opportunity to learn about financial security through a mandatory course while I was in the Navy. This course made a huge impact on me as a sailor and a community member. Coming from a poverty-stricken town in Appalachia, I knew I had to share what I learned with my family and neighbors. I came away with the belief that I could positively impact others and help them begin the journey to create generational wealth.
What attracts me to finance is learning about various investment products, as well as how and who they can benefit. I believe there are options for everyone, despite their current financial situation, to create the security of financial strategic awareness.
My colleagues would say I’m organized and have excellent attention to detail, and that they come to me for guidance. As a team leader, I’m able to help my teammates because I have broad experience in financial services including credit/banking, risk management, and securities.
I bring a work ethic instilled in me by the U.S. military that I know is second to none. I worked my way through college on the GI Bill and have continued to pursue higher education and skills training. My loyalty and commitment to the organization and its mission stands out above the crowd.
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Taylor Lee, CFP®
Financial Advisor
“I love being a resource for clients and building relationships with them. For a lot of people, the world of finance, investing, taxes, estate planning, and retirement planning can be confusing, so there is a big opportunity in this industry to be a resource and an educator. There are also a lot of different types of advisors and firms, many of which do not put clients’ needs first or focus on comprehensive planning. Considering this lack of financial education, quality firms, and advisors, there’s a huge opportunity to help people. This is what gets me out of bed in the morning—it’s my ‘why’.”
A CERTIFIED FINANCIAL PLANNER™ and graduate of Clemson University, Taylor has been fascinated with finance since reading about compounding interest at the age of 10. Taylor enjoys spending time with his family, working out, reading, playing golf, and traveling.
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Carla Helms
Director of Operations
Carla Helms graduated with a Bachelor of Business Administration degree from Campbell University in 1990 and began her investment career with Merrill Lynch. For the next 19 years, through hard work, dedication, and the desire to make a real difference, Carla moved up through the ranks at Merrill Lynch, beginning as a client associate and moving from registered senior associate to client relationship manager to vice president for the Charlotte, North Carolina, and Cincinnati complexes.
In 2009, Carla took a position as operations director for Concentra Medical Center, where she spent the next four years.
In June 2014, Carla was offered a position in Operations for Belmont Capital Advisors, where she now feels she can make the difference she was looking for.
Carla lives in Belmont, North Carolina, with her two children: Jacob, 12, and Ashlee, 20. She loves to sing, travel, and get lost in a good book.
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Kim Lail
Clients Relations Specialist
Kim Lail has been with Belmont Capital Advisors since 2010 and is their customer service and client specialist.
When you call the office to schedule an appointment with any of the advisors, Kim’s is the first voice you hear. She has an amazing ability to remember client names and the names of their family members. It is not unusual to hear her chatting with a client and asking, “How’s that new grandchild?” or “How was your knee surgery?” Kim considers all of our clients to be family, and you can be sure she will direct you to the advisor who best fits your needs. Kim also manages the upcoming workshops and events for each advisor.
Kim lives in Belmont with her husband of 36 years, Charlie. They have two children, Mist and Joseph, and one granddaughter, Rose, who is the love of their lives. Kim has been an active member of South Point Baptist Church for over 30 years. Kim says, “When I am not at the best job a girl could ask for, I love the time spent with my family.”
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Debra Outlaw
Bookkeeper
Debra began her career in 1973 working with National Bank of North Carolina. After numerous mergers, it is known as Bank of America today. In the mid-80s she went to work for Pic N Pay Stores in their accounting department in Matthews, NC. She then moved on to work for Freeman White, an architecture and engineering firm, for 10 years. She then joined her former boss, Kim Vanderbilt, at Professional Bookkeeping Solutions to service the bookkeeping needs of small businesses.
She attended a workshop with Joseph Roop in Mooresville, NC, while looking for an opportunity to invest her 401(k) from Freeman White. Through working with JP, she discovered he needed a bookkeeper.
In March 2015 she became Belmont Capital’s bookkeeper working 2 days a week. She continued to work her other 7 small business clients the remainder of the week. Belmont Capital Advisors business grew over the years, and she joined the team full time in 2021.
Debra lives on the lake in Mooresville, NC, with her husband Gary. They have 5 kids and 6 grandkids. She loves to spend time at the beach with her family. In her spare time, she loves to read.
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Jennifer Gibson
Client Services Assistant
Jennifer Gibson graduated with an associate degree in Applied Science from Gaston College in 1994. For the next 17 years Jennifer worked in the medical field with an extensive background in customer service and secretarial skills.
In 2019, Jennifer took a position with Belmont Capital Advisors as a Client Services Assistant. Jennifer helps in the operations team assisting clients, foster creation, and data entry of all moving business within our computer systems. Jennifer lives in Kings Mountain. She loves to travel and enjoys reading.
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Grace George
Administrative Specialist
Grace George is a part-time employee at Belmont Capital Advisors and a full-time student at Belmont Abbey College. At Belmont Capital, she works as an administrative specialist by building rosters for clients and keeping all their information up to date! At Belmont Abbey, she is a senior in the honors college studying finance and economics. Having the opportunity to work with JoePat and his team has been one of the highlights of her college experience.
If you cannot find her at work or in the library, the next best place to look is the gym where Grace is most likely challenging someone to a pull-up contest. Grace has been an avid fitness enthusiast her whole life and loves to stay active outside of the gym by dancing and hiking, particularly at home in Montana as long as there are no grizzlies around!